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Taking spending and virtual payment into consideration is important for international students. When you get into a school in another country, it’s already known your currency or local credit card might not work in your new country. Virtual cards are issued for transactions by various payment systems. The cards do differ because some only support domestic transactions while others support both domestic and international transactions. For instance, while the MasterCard is accepted internationally, the Verve card is not in some countries. You can either have an active international credit card before leaving or once you arrive at your destination. Either way, you could get them done both online and offline and get the cards delivered. Here are the best Credit cards for international students for safe and secure transactions.

1. Bank of America Cash and Reward card

The Bank of America Customized Cash Rewards card is just as simple to apply for as the majority of other cash-back credit cards with no annual fee. Through Bank of America’s online application, you will only need to submit the standard personal information, Social Security number, and total annual income. On the first $2,500 in the combined choice category, grocery store, and wholesale club purchases each quarter, there is a 3% cash back, a 2% cash back at wholesale clubs, and a 1% cash back on all other purchases.

2. Primor Secured Visa Card

A debit card without a bank is what the Green Dot Prepaid Visa is like. A debit card without a bank is what the Green Dot Prepaid Visa is like. Making purchases, paying bills, and withdrawing cash are the key uses. Available credit lines range from $200 to $5,000. Purchases have a low, fixed interest rate of 13.99% with no penalty rate! There is no required credit score minimum. The Green Dot Card has monthly costs of $7.95, ATM withdrawal fees of $3.00, and cash reload fees of $5.95. However, if you loaded $1,000 or more during the preceding month, the monthly cost would be eliminated.

3. Opensky Credit card

One of the best credit cards for international students is the OpenSky card, which is offered by Capital Bank, a reliable company with high ratings and membership in the FDIC. If you’re trying to establish or rebuild your credit and have been turned down for other credit cards due to poor credit, the OpenSky Card is a fantastic option. You may decide how much you can spend each month with the OpenSky Secured Visa, up to a maximum of $3,000.

4. Capital One Quicksilver Card

For those who either don’t spend much in any one budget category or who prefer one rewards rate over several rates depending on the transaction, the Capital One Quicksilver Credit Card is a good option. If you’re searching for a lengthy introductory 0% APR promotion on purchases, it’s also a fantastic choice. You must have good to excellent credit, which is generally regarded as a score of 690 or better, in order to be eligible for the Capital One Quicksilver Cash Rewards Credit Card. You’ll also need to meet additional requirements for acceptance, such having enough money.

5. Capital One Journey Student

This has no yearly fee and is eligible for Capital One’s Journey Student Rewards. Also eligible if you are not a student, but it’s a terrific option for students. Once you have your Journey Card, you may use it to automatically earn 1% cash back on any transaction, whenever you like. Additionally, there is no yearly fee and your cash back is increased to 1.25% if you pay on time for that month. The fact that the card is on the Visa card network, which is widely accepted, as well as the fact that there is no international transaction fee makes it an ideal study abroad travel companion.

6. Deserve Edu

Only students who are still enrolled in a U.S. college are eligible for a Deserve EDU card. Instead of a Social Security number, they will accept a passport, evidence of a U.S. bank account, and some other simple documents. The Deserve EDU Mastercard is especially worthwhile because it offers 1% cash back on all purchases to cardholders.

We will try to conduct a hard inquiry, which is a common procedure many reputable credit issuers undertake when a credit application is received, for applicants who do have an SSN and credit history.

7. Barclay Card

Hard to obtain as the application is very tough it takes a long or rarely gets approved. Although Barclays credit cards are co-branded, they are not conventional retail cards that restrict your ability to make purchases at a particular retailer. You can use any Barclays credit card to make purchases at merchants that accept Visa or Mastercard. They all offer Visa or Mastercard credit cards. However, Barclays credit cards are difficult to obtain because they all demand approval with at least excellent credit. You won’t be able to receive a Barclays credit card unless your credit score is 700 or better and you make a lot of money.

8. Citibank

The Citi Custom CashSM Card is a Mastercard credit card that allows users to accrue cash rewards. The rotating bonus categories for card holders never require registration. It is free and offers 5% cash back on your highest eligible spending category. These categories includes gas stations, grocery stores, select travel, streaming services, etc. 5% cash back will be given after each billing cycle for up to $500 spend on these categories. This card can be registered for a particular category. When you make large purchases with it, you’ll get 5% back. For use abroad, there is a 3% transaction fee, nevertheless.


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